why an investment advisor?

Have you ever paid someone to prepare your taxes or design a landscape for your home? Isn’t your retirement fund far more important than your lawn? Of course, it is. We find people use investment advisors similar to Donaldson Capital Management for a variety of reasons.

First of all, managing your retirement assets in such a way as to keep them safe, create enough income to provide you a living wage, and to provide you more income in the future so you can stay ahead of inflation is a lot of work. If you enjoy creating a plan, doing the analysis, making the decisions, and then monitoring your investments, perhaps you should manage your own retirement fund. If, however, you plan on retiring to do the things you never had time for when you were working, you may want some help.

Investing your retirement fund carries a big responsibility. You need to get it working for you, supporting your lifestyle, and you need to do that without taking any more risk than necessary. The emotions that accompany that responsibility can often lead to poor decisions. It can help to have someone on your side that remains objective.

We believe that someone should be an advisor whose interests are aligned with yours. Registered Investment Advisors have a fiduciary duty to act in the best interests of their clients at all times. That’s why, at DCM, we work on a fee-only basis. We sell no products – no insurance, no mutual funds, no annuities. We take no commissions. We earn our keep by walking alongside our clients, guiding them to wise financial decisions, and investing their assets in ways that leave them free to enjoy the freedom retirement brings and that they deserve.

Donaldson Capital Management’s years of experience in helping families enjoy retirement aid us in uncovering the issues that might stand in your way and then considering all of the alternatives for creating a successful retirement.